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Lafayette Federal Credit Union (Lafayette Federal), is a credit union headquartered in Kensington, Maryland, chartered and regulated under the authority of the National Credit Union Administration (NCUA) of the U.S. Federal government. As of June 2013, Lafayette Federal had over $368 million USD in assets, and over 14,000 members. ==History== The year 1935 was a year of significant growth for the American credit union movement: Over 800 federal credit unions were chartered that year. One of them was a credit union that was created to serve the employees of the Reconstruction Finance Corporation, the RFC Mortgage Company and the Commodity Credit Corporation. Back then it was called the 1825 H Street Federal Credit Union. Today it’s known as Lafayette Federal Credit Union. October 1935 — The credit union opens its doors and begins offering personal loans. The minimum loan is $10; the maximum, $50. 1936 — The maximum loan is increased to $100. 1939 — The credit union begins offering new vehicle loans. 1940 — The credit union moves to the Lafayette Building in Washington, D.C., and changes its name to Lafayette Federal Credit Union. 1940 — The limit on total deposits in share accounts is $500. 1941 — LFCU begins selling U.S. Savings Bonds. 1943 — LFCU ends the year with a total of $43,280 in member share deposits. 1946 — LFCU has five full-time employees and one part-time employee. 1947 — The limit on total deposits in share accounts is $1,000. 1950 — LFCU has 960 members. 1951 — Total loans outstanding amount is $129,000. 1953 — The Small Business Administration is added to LFCU’s field of membership. 1955 — Assets reach nearly $500,000. 1960 — Assets total nearly $2 million. 1961 — LFCU moves its main office to the U.S. Department of State building and adds the U.S. Peace Corps to its field of membership. 1969 — Adoption of new Federal Credit Union bylaws empowers LFCU to better serve its members. 1970 — National Credit Union Administration is created to supervise and regulate credit unions; "once a member, always a member” policy adopted. 1974 — LFCU has $10million in assets and 7,600 members. 1980 — LFCU begins offering share draft (checking) accounts. 1981 — Certificate and IRA accounts are introduced. 1984 — The credit union joins the MOST® ATM network and begins offering ATM cards. 1985 — LFCU installs its first in-house computer system. 1987 — LFCU begins offering home equity loans. 1988 — LFCU makes first trust mortgage loans. 1989 — LFCU moves its headquarters to Kensington. 1992 — LFCU merges with Potomac Community Federal Credit Union and introduces a telephone bill payer program. 1994 — LFCU introduces the ACCESS card debit card and 24-hour telephone loan application service. 1995 — The Personal Branch online financial services system becomes available as the LFCU website is unveiled. 2000 — The e-access all-electronic account is introduced. 2004 — LFCU forms Potomac Business Services, LLC with three other credit unions to provide commercial loans. 2006 — Columbia Heights branch opens. 2008 — The inaugural Capitol Classic Charity Golf Tournament is held. 2009 — Business account services and the Relationship Checking Program are introduced. 2010 — LFCU celebrates its 75th Anniversary. 2011 — Montgomery County, MD is added to LFCU’s field of membership through the American Consumer Council (ACC). 2012 — All residents of Washington, D.C., Maryland and Virginia are added to LFCU's field of membership through the American Consumer Council (ACC).〔(History. ) ''Lafayette Federal Credit Union official website''〕 抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)』 ■ウィキペディアで「Lafayette Federal Credit Union」の詳細全文を読む スポンサード リンク
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